Before you start to plan how you are going to fund your retirement, it's worth spending some time thinking about your retirement budget. That way you establish what your minimum income requirement will be. After all, no one wants to be left in a position where they run out of money! Working out your monthly expenditure is the best place to begin.


Pensions are a long-term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change therefore the tax treatment of pension benefits can and may change in the future.

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